Membership

1. How much does it cost to join the Credit Union?
The cost is $25.00 to join the Credit Union which is the minimum deposit required for a share (savings) account for all members. This opening deposit needs to be submitted with your membership card. If the membership card is being mailed or sent interoffice to the credit union it should be a check or money order. If opening the account in person you can use cash or your paycheck as well as the above. Or you can join online - under Open an Account - the $25.00 opening balance can be charged to a Debit or Credit Card.

2. How do I add a joint to the account?
A joint can be added on the card before the account is opened by completing the joint area on the front of the card and signing on the back of the card. If a joint is to be added after the account is opened there is a separate form to be completed. Please contact the credit union for this form.

3. How can I change my address with the credit union?
All address changes must be made in writing. You can come into any branch and fill out the change of address form or you can mail or fax your change of address to the credit union. All forms of address change require the member’s signature.

4. Where do I get a payroll form and how do I complete it?
Call in and we can mail or fax you a form or download one here. Forms are also available at any branch. Complete the personal information at the top of the form. Determine how much you would like coming to the credit union per payday and fill in that area. Sign the form. Mail or drop off the form at the credit union or fax it to (602) 252-6447. The credit union will forward the form to the proper payroll department. Once the form is submitted it takes 2-3 pay periods before it starts.

5. How long do I have to wait to apply for a loan?
You can apply for a loan the same day your account is opened. After completing the loan application and being interviewed, the loan department can give you an answer usually within 24 hours.