Buying your first home or need to refinance your existing mortgage for a lower rate or get cash out! MariSol has a First Mortgage solution for you. Please call 602-252-6831 for rates!

MariSol offers a wide variety of home mortgage products through their mortgage partner Centennial Lending Inc., a corporation created just to serve credit union members. Our partnership gives our members solutions:

Application Solutions

• Apply online in the comfort of your home and get answers instantly! Click here www.centennial-lending.com to apply!
  
• Or apply at a MariSol branch. Our loan officers can guide you through the process. It will only take a few minutes.

Product Solutions

• Wide variety of mortgage products - terms up to 40 years, fixed rate options or a wide variety of variable rate options.
• Rental property loans - financing available for single family rentals up to 80% financing
• Rate Watcher -use this product to send you rate updates via email.
• MariSol offers a unique way to make any monthly mortgage payment into a bi-weekly payment! Ask how you can use our Mortgage Share account to save you money!

Savings Solutions

• Competitive rates and low closing costs
• Click here for the most current rates and apply online - www.centennial-lending.com
• Compare rates and costs - the Centennial Lending website offers a large bank of frequently asked questions as well as programs to estimate your closing costs. It is just a click away.

An equity loan solution that offers flexibility. This is a variable* rate line of credit that is secured by the equity in your home. Use it to put in a pool, take a vacation, consolidate debt or pay for a wedding. Home Equity lines of credit offer:

• Flexibility in costs - NO FEES - no discount points, no origination fee or annual fees!*
• Flexibility in the amount you want to borrow- credit limits up to 100% of the available equity in your home - from $10,000 to $150,000.
• Owner occupied Arizona homes only.
• Flexibility in payment and terms - this is a line of credit that you can draw upon for five years, and then take another ten years to repay.

How to apply for a Home Equity Line of Credit?

• Request an application by phone -602-252-6831
• Download an application - click here for download
• Fax application to 602-383-1201

Drop off the application at any branch

* Variable interest rates calculated by index (Prime Rate as published in the Wall Street Journal) plus a margin. Floor rate is 5.00% and a ceiling rate of 16.00%. Rates are subject to credit performance and loan to value. If an appraisal is required, borrower must pay for appraisal, which can be deducted from the loan proceeds.

If you do not need the flexibility of a line of credit or want the steadiness of a fixed rate, then this product is for you. This is a fixed rate mortgage for a term up to fifteen years. This product offers:

• We offer loans up to 95% financing for loan amounts up to $200,000 for second mortgages.
• This loan can be used to purchase a home up to 80% of the purchase price.
• This loan can be used as a purchase money second - loan to value up to 90% to avoid PMI (Private Mortgage Insurance)
• No discount points
• Up to 15 years
• Owner Occupied Arizona homes only

How to apply for a Second Mortgage?

• Request an application by phone -602-252-6831
• Download an application - click here for download
• Fax application to 602-383-1201

Drop off the application at any branch

* This is a fixed rate loan. On a $40,000 loan at 8% for 15 years the monthly payment would be $382.26.