Share Certificate Rates

These rates are subject to change without prior notice. Please check this page often for the most current rates. Dividends are paid from current earnings.

Rates Effective: March 20, 2008

Product	Prospective Dividend Rate	APY*	1st Service	2nd Service	3rd Service	4th Service	5th Service	Minimum Balance
6 Month Term	2.70%	2.74%	2.75%	2.80%	2.85%	2.90%	2.95%	$500.00
12 Month Term	2.85%	2.89%	2.90%	2.95%	3.00%	3.05%	3.10%	$500.00
24 Month Term	2.95%	2.99%	3.00%	3.05%	3.10%	3.15%	3.20%	$500.00
36 Month Term	3.05%	3.10%	3.10%	3.15%	3.20%	3.25%	3.30%	$500.00
60 Month Term	3.15%	3.20%	3.20%	3.25%	3.30%	3.35%	3.40%	$500.00

A.P.Y.* = Annual Percentage Yield
** Penalties for early withdrawal
Traditional and Roth IRA Annual Service Fee $10.00 (Effective 9/1/01)
Note: Dividends are paid from current income and available earnings after required transfer at the end of the dividends period and not guaranteed.

Ask a Member Service Representative about our Thank You for Being a Member program.
Eligible services are:
~ Payroll Deduction or Direct Deposit
~ A MFCU Checking Account
~ A MFCU MasterCard Credit Card- With a balance of $1,500 or more
~ Money Market Accounts
~ Total Savings of $20,000 or more- includes Share Certificates and IRA's

Additional terms may apply. Please contact a Member Services Representative with any questions, or for information regarding the Truth-in-Savings Disclosures Act at (602) 252-6831. A Rate and Fee Schedule is available upon request.