IRA
Share Certificate Rates**
These rates are subject to change without prior notice. Please check
this page often for the most current rates. Dividends are paid from
current earnings.
Rates
Effective: June 7, 2010
|
Product |
Prospective Dividend Rate |
APY* |
1st Service |
2nd Service |
3rd Service |
4th Service |
5th Service |
Minimum Balance |
|
| 6
Month Term |
0.40% |
0.40% |
0.45% |
0.50% |
0.55% |
0.60% |
0.65% |
$500.00 |
| 12
Month Term |
0.60% |
0.60% |
0.65% |
0.70% |
0.75% |
0.80% |
0.85% |
$500.00 |
| 24
Month Term |
0.95% |
0.95% |
1.00% |
1.05% |
1.10% |
1.15% |
1.20% |
$500.00 |
| 36
Month Term |
1.55% |
1.56% |
1.60% |
1.65% |
1.70% |
1.75% |
1.80% |
$500.00 |
| 60
Month Term |
2.50% |
2.52% |
2.55% |
2.60% |
2.65% |
2.70% |
2.75% |
$500.00 |
| 12
Month Coverdell IRA |
1.15% |
1.16% |
1.20% |
1.25% |
1.30% |
1.35% |
1.40% |
$500.00
$2,000 maximum |
A.P.Y.*
= Annual Percentage Yield
** Penalties for early withdrawal
Traditional and Roth IRA Annual Service Fee $10.00 (Effective 9/1/01)
Note: Dividends are paid from current income and available earnings
after required transfer at the end of the dividends period and not guaranteed.
Ask a Member Service Representative about our Thank You for Being a
Member program.
Eligible services are:
~ Payroll Deduction or Direct Deposit
~ A MFCU Checking Account
~ A MFCU MasterCard Credit Card- With a balance of $1,500 or more
~ Money Market Accounts
~ Total Savings of $20,000 or more- includes Share Certificates and
IRA's
Additional
terms may apply. Please contact a Member Services Representative with
any questions, or for information regarding the Truth-in-Savings Disclosures
Act at (602) 252-6831. A Rate and Fee Schedule is available upon request.
