Rates

Let your home work for you with equity-backed financing — choose between a fixed loan or line of credit.

Key Features

Competitive Rates

Local Underwriting

Flexible Terms

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  • Competitive, fixed rates for short-term or one-time needs
  • Loans up to 85% of the available equity of your home
  • Amounts from $15,000 to $150,000
  • 1% loan origination fee and no discount points or annual fees
  • Terms up to 15 years
  • Available for owner-occupied Arizona homes only (second homes in Arizona are eligible)
  • Borrower pays for appraisal fee
  • Local, Valley of the Sun decision-making and processing
  • Attentive, friendly service from your community credit union

Use the button above or below to start your application online. You may also request an application by phone by calling our Loan Department at 602-252-6831 ext. 144 or stop by a branch for an application package. MariSol Federal Credit Union NMLS #799641.

  • Competitive rates for several ongoing or seasonal needs
  • Credit limits up to 85% of the available equity in your home.
  • Amounts from $15,000 to $150,000
  • No origination fee, discount points, or annual fees
  • Owner-occupied Arizona homes only
  • Variable rate based on the Wall Street Journal Prime Rate plus a margin
  • Draw period on the credit line is 5 years, then take another 10 years to repay in full
  • Borrower pays for appraisal fee
  • Local, Valley of the Sun decision-making and processing
  • Attentive, friendly service from your community credit union

View our Home Equity Line of Credit disclosure.

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