Personal Loans

• Competitive rates for a wide variety of personal needs:
  • Vehicle repairs or updates
  • Family vacation
  • Medical bills
  • Home repairs
  • Personal projects or startups
  • Debt consolidation
  • Family emergency
  • And more
• Repayment terms customized to fit your unique needs
• Local, Valley of the Sun decision-making and processing
• Attentive, friendly service from your community credit union

Choose the loan that works for you and contact us to start the application process! 

Unsecured (Signature) Loans

• Amounts up to $25,000 per member
• Terms up to 60 months
• Fixed rate – dependent on credit score
• Automatic payment options

Savings Secured Loans

• Use your savings account or certificate of deposit as collateral
• Competitive rates
• Helps re-establish or establish credit
• Terms up to 60 months
• Can secure a line of credit or Standard Mastercard credit card
• Minimum loan amount is $500

• Competitive rates for several ongoing needs
  • Same fixed rate for all credit scores
• Amounts up to $25,000 per member
• Automatic payment options
• Easy access to funds via:
  • MariSol ATM
  • Branches
  • Online banking
  • Audio Response Center – (602) 257-1797
  • Or just give us a call at (602) 252-6831 to request access
• Local, Valley of the Sun decision-making and processing
• Attentive, friendly service from your community credit union

Quick Loans – Fast Cash and No Credit Check Required

• Borrow $750 in 20 minutes flat at a 18% APR*
• No credit check required and just a $45 non-refundable application fee
• Must be employed for six consecutive months – two months of paystubs are required
• Direct deposit must already be established
• Repay loan over six months
• Wind up with an extra $120 in savings
• Build your credit rating

APR = Annual Percentage Rate. A $750 loan at 18% APR for a term of six months has a payment of $152.78 per month, of that monthly payment, $20 a month is deposited into a non-interest-bearing savings account that will be released up full repayment of the loan.

$725 Citizenship Loan

• 12-month term
• 0% interest for $56.67 a month
• $30 non-refundable application fee
• Must be 18 to apply
• Must provide proof of income for last six months
• Must provide completed application for Citizenship Loan

Borrow up to $30,000 for terms up to 72 months.

• 7% APR for credit scores 670 and up
• 9% APR for credit scores 600 to 669
• 11% APR for credit scores under 600

Disclosure: APR is the Annual Percentage Rate. All loans and terms subject to approval. The monthly loan payment for a $30,000 loan for a term of 72 months at 9% APR is $540.76.