Personal Loans

Personal Loans

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Whatever’s important to you is important to us. Get affordable financing to make life better.

Key Features

Competitive Rates

Local Underwriting

Flexible Terms

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  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Medical bills
    • Home repairs
    • Personal projects or startups
    • Debt consolidation
    • Family emergency
    • And more
  • Repayment terms customized to fit your unique needs
  • Local, Valley of the Sun decision-making and processing
  • Attentive, friendly service from your community credit union

Choose the loan that works for you and contact us to start the application process! 

Unsecured (Signature) Loans

  • Amounts up to $25,000 per member
  • Terms up to 60 months
  • Fixed rate – dependent on credit score
  • Automatic payment options

Savings Secured Loans

  • Use your savings account or certificate of deposit as collateral
  • Competitive rates
  • Helps re-establish or establish credit
  • Terms up to 60 months
  • Can secure a line of credit or Standard Mastercard credit card
  • Minimum loan amount is $500
  • Competitive rates for several ongoing needs
    • Same fixed rate for all credit scores
  • Amounts up to $25,000 per member
  • Automatic payment options
  • Easy access to funds via:
    • MariSol ATM
    • Branches
    • Online banking
    • Audio Response Center – (602) 257-1797
    • Or just give us a call at (602) 252-6831 to request access
  • Local, Valley of the Sun decision-making and processing
  • Attentive, friendly service from your community credit union

Quick Loans – Fast Cash and No Credit Check Required

  • Borrow $750 in 20 minutes flat at a 18% APR*
  • No credit check required and just a $35 non-refundable application fee
  • Must be employed for six consecutive months – two months of paystubs are required
  • Repay loan over six months
  • Wind up with an extra $120 in savings
  • Build your credit rating

APR = Annual Percentage Rate. A $750 loan at 18% APR for a term of six months has a payment of $152.78 per month, of that monthly payment, $20 a month is deposited into a non-interest-bearing savings account that will be released up full repayment of the loan.

$725 Citizenship Loan

  • 12-month term
  • 0% interest for $56.67 a month
  • $30 non-refundable application fee
  • Must be 18 to apply
  • Must provide proof of income for last six months
  • Must provide completed application for Citizenship Loan
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