The perfect home deserves the perfect loan. MariSol offers a wide variety of home loan solutions for purchases and refinances. MariSol works with our partner Centennial Lending, LLC to process and service these loans. Members can choose from 10 year to 30 year terms, fixed rates and adjustable rate mortgages to fit the needs of each individual borrower. 


Click Here to Apply

MariSol offers two home equity solutions to fit your needs:


Home Equity Credit Line:

This is a flexible line of credit that is
secured by your home.
  • Credit limits up to 90% of the available equity in your home. Amounts from $10,000 to $150,000.
  • No origination fee, no discount points or annual fees.
  • Owner occupied Arizona homes only.
  • Variable rate based on the Prime Rate plus a margin.
  • Draw period on the credit line is 5 years, then take another 10 years to repay in full.
  • Borrower pays for appraisal fee.
Fixed Term Second Mortgage:

For members who prefer the steadiness of a fixed rate and a fixed term.
  • Loans up to 90% of the available equity of your home. Amounts from $10,000 to $150,000
  • There is a 1% loan origination fee and no discount points or annual fees.
  • Terms up to 15 years
  • Owner occupied Arizona homes only. Second homes in Arizona are eligible.
  • Borrower pays for appraisal fee.

Download Home Equity Disclosures here



Click Here to Apply
Current Rates


How to apply for a home equity loan?
  • *NEW Click Here to Apply
  • Request an application by phone at 602-252-6831 x 144 - Loan Department
  • Stop by a branch for an application package





Marisol is committed to helping low and moderate income borrowers achieve their dream of home ownership. FHA, VA and conventional financing all have some form of mortgage insurance. Those insurance premiums go to an insurance company. OR with a MariSol Pay Yourself Mortgage those premium dollars being paid to you instead of paying private of FHA mortgage insurance. Here is how it works!

  • This is for homes in Maricopa County only.
  • Premium is .75% of the loan amount.
  • Savings are collected monthly and put into a home savings account at MariSol
  • During the first five years, the savings account cannot be used by the borrower. In Year 6, 50% of the savings can be used for home improvements or a home insurance deductible.
  • No upfront premium.
  • Loan Amounts up to $300,000, terms up to 30 years
  • LTV up to 97% - Borrower has to put 3% down.
  • Product works with down payment assistant programs. There are income limitations for qualification - income must be under 150% of Average median income (AMI) for Maricopa County. (Refer to 2014-Phoenix-Mesa-Glendale MSA chart)

This product is for borrowers under 150% of HUD Area Median Income (AMI). The
chart above can help you compare your annual income.
Click Here to Apply


For more information, please contact our Lending Department at 602-252-6831 or email




Home Insurance Savings. Get A Quote. Members Only.

TruStage Home Insurance

Your home is an important investment. You want to protect it, but don't want to pay a fortune for it. No worries, MariSol has chosen the TruStage Homeowners Insurance program available to you.  You could save up to $427.96 a year!

Discounts on Homeowners
  • New home
  • Smoke detectors
  • Burglary and fire alarms
  • Inflation protection
  • Multi line policies

Benefits for Homeowners Insurance:
  • Guaranteed home repairs
  • Fast service – many claims are settled on the spot
  • Hassle-free replacement of personal items
  • Assistance finding temporary living, if needed


For more information, click here or call 1-888-888-0375.
© 2018 MariSol Federal Credit Union    Privacy Policy
 Marisol Federal Credit Union BBB Business Review

Credit Union website design, hosting, development and management