Rates Calculator

Patience pays off with a share certificate. Set aside idle funds for a set term and earn a competitive, fixed rate.

Key Features

Competitive, Fixed Dividends

Wide Range of Terms Available

No Setup or Maintenance Fees

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  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 6 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • $500 minimum deposit to open

Earn More

Earn more on your share certificate with our Thank You for Being a Member Program. Just add additional services to earn more. Eligible services are:

  • Direct deposit
  • Kasasa checking account
  • MFCU Mastercard®
  • Money market account
  • Total deposit of $20,000 or more
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*Early withdrawal will result in the forfeit of three months' dividends.

View our Truth in Savings Disclosure.