Savings Solutions

MariSol FCU offers a variety of savings solutions with 

  • High dividend rates
  • Low fees and no monthly service charges
  • Free 24-hour telephone access and free online access through Flex Teller
  • 6 withdrawals or transfers per month, in person, by mail, or by telephone at no charge
  • Deposits are insured to $250,000 by the NCUA.

Regular Savings

Our most basic account that represents your membership shares in MariSol. Minimum balance required is $25.00. Automatic transfers, direct deposit and payroll deduction make building your account easy. ATM card access is available.


Club Savings Account – Vacation or Christmas Club

Savings accounts designed to save for a special event – a Vacation or Christmas.  There is no minimum balance required.  This account earns a higher dividend than regular savings.  Automatic transfers, direct deposit and payroll deduction make building your account easy.  Account funds can be accessed at any time during the year- one free withdrawal per year without charge.


Money Market Savings

Account designed for the committed saver wanting a higher rate of return.  This product offers:


-  Money Market earnings – consistently among the highest insured rates

-  Free starter pack of 20 checks.

-  Immediate access to your funds in person or by phone

-  Low minimum balance of $1,000.00

-  No fees as long as the minimum balance is maintained. There is a low $10.00 fee if the balance falls below the minimum.

-  Automatic transfers, direct deposit and payroll deduction make building your account easy.


Share Certificates (Timed Deposits)


A secure way to invest for a specific term while achieving a greater rate of return on your savings. This product offers:


- Our HIGHEST earning deposit account – competitive insured rates!

- Select your term from 6 months to 5 years.  Rate depends on the term.

- Low minimum deposit of $500.00



Individual Retirement Account (IRA)


MariSol FCU offers a variety of tax-advantage savings plans for members who want to put money aside for retirement.  All are insured for up to $250,000 separately from other MariSol accounts, by NCUA.


Invest in an IRA savings plan that meets your individual needs.  We offer IRA accounts in both a regular savings account and in share certificates.  Share certificates are available in terms from 6 months to 5 years.  Rate is dependent upon term.


Type Tax Advantages
Roth IRA Tax free earnings
Traditional Tax deferred earnings
Education Tax free earnings



Consult your tax advisor about IRA eligibility, contributions qualifications, and early withdrawal penalties.  Maintenance and closure/transfer fees may apply.


Accidental Death & Dismemberment Insurance (AD&D)

Enrolling is smart. It's also easy. 


Use FastApply AD&D To Get No-Cost AD&D Coverage. Fast. Easy. Online. Claim It.

What is Accidental Death & Dismemberment Insurance? Also called "AD&D," is insurance coverage that pays a cash benefit in the event of a covered injury or death due to an accident.


If a serious accident occurs, AD&D could help your family in its time of need. It can be an affordable supplement to any life insurance you may have and features unique built-in benefits:

  • Acceptance is guaranteed. No one will ask you health questions or expect you to submit to a medical exam. If you're a credit union member over the age of 18, you can't be turned down.
  • Your coverage cannot be cancelled as long as your premiums are paid, the policy is not terminated, and you remain a member of a participating credit union.
  • There's a realistic inflation protection benefit. Every two years, on the anniversary of your coverage, additional coverage will be increased 5% at no added cost to you. Over the years, you can get up to a 25% increase maximum.


As a complimentary benefit of your credit union membership, your no-cost AD&D coverage is ready and waiting. In three minutes or less, your application will be complete. Through FastApply AD&D it's quick, easy and entirely online. Enroll in AD&D Insurance now.

Additional terms may apply. Please contact a
Member Services Representative with any questions,
or for information regarding The Truth-In-Savings Act at (602) 252-6831.



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