Fee Schedule
Effective Date: 09/01/2024
Checking Account Fees
| Checking Account Fees | Fee |
|---|---|
| Overdraft fee from savings or LOC - per item | $1.00 |
| Courtesy Pay Fee (ACH, ATM or Check) - per item. Must Opt-In to the program. No fee for items under $25. No more than two (2) of such fees will be assessed on any day. | $25.00 |
| Deposit item return fee | $35.00 |
| ID Protection - optional service | $1.95 |
| Core Checking Fee - Refer to Account Agreement for fee waiver conditions | $7.00 |
| Rise Checking Fee | $6.00 |
| Peak Checking Fee | $8.00 |
Savings Account Fees
| Savings Account Fees | Fee |
|---|---|
| Dormant Account Fee - after 12 months of inactivity | $10.00 |
| Club Account withdrawal - 1 free per year | $10.00 |
| IRA Annual Service Fee | $20.00 |
| IRA transfer fee - to transfer out to another institution | $20.00 |
| Money Market minimum balance fee - if under $1,000(monthly) | $10.00 |
| Low balance fee - if balance is below $25.00 for longer than six months | $5.00 |
Business Checking Account Fees
| Business Checking Account Fees | Fee |
|---|---|
| Monthly Fee- no bill pay | $10.00 |
| Transaction Fee | $.20 per item - after 50 transactions |
| Currency Deposit or Withdrawal | .3% of amount greater than $5,000 |
| Coin Deposit/Withdrawal | 3% of total deposit/withdrawal |
| Premier Business Checking | |
| Monthly Fee- includes bill pay | $20.00 |
| Transaction Fee | $.20 per item - after 50 transactions |
| Currency Deposit or Withdrawal | .3% of amount greater than $5,000 |
| Con Deposit/Withdrawal | 3% of total deposit/withdrawal |
Other Service Fees
| Other Service Fees | Fee |
|---|---|
| Statement Copy (per statement) | $2.00 |
| Money Order (per item) | $2.00 |
| Cashier's (Official) Check Fee | $2.00 |
| Bad Address Fee - per statement returned | $5.00 |
| Stop Payment Fee - check or ACH (per item) | $35.00 |
| Check Copy Fee (per check) | $2.00 |
| NSF fee (ACH, ATM, or Check) per item. No fee for items under $25, no more than two (2) of such fees will be assessed on any day. | $25.00 |
| Wire Transfer (domestic only) | $20.00 |
| Debit/Credit card replacement fee | $10.00 |
| Debit/Credit card replacement fee - rush 2 days | $55.00 |
| Account Reconciliation or Research Fee (per hour) | $25.00 |
| Escheatment Fee - closure of account to the State of Arizona | $100.00 |
| Levy or Garnishment (per request) | $75.00 |
| Non-member check cashing fee | $5.00 |
| Rolled Coin Fee | 3% of coin deposit |
| Account Closure Fee - if account closed in first six months | $10.00 |
| Phone Payment | $6.00 |
Safe Deposit Boxes - Annual Fee
| Safe Deposit Boxes - Annual Fee | Fee |
|---|---|
| 3" x 5" x 21" Box | $25.00 |
| 5" x 5" x 21" Box | $30.00 |
| 3" x 10" x 21" Box | $35.00 |
| Lost Key Fee Box | $25.00 |
| Drilling of Boxes | $200.00 |
Consumer Loan Fees
| Consumer Loan Fees | Fee |
|---|---|
| Consumer Loan Late Fee - per payment | $30.00 |
| MasterCard Late Fee | $25.00 |
| MasterCard - Standard - Annual Fee | $15.00 |
| Quick Loan Application Fee | $50.00 |
| Loan document preparation fee | $35.00 |
| Duplicate Vehicle Lien Release fee - per request | $35.00 |
| Vehicle Release Fee | $35.00 |
| Vehicle Title Replacement with MVD | $35.00 |
| Deed of Trust Release Fee | $150.00 |
| Deed of Trust Subordination Fee | $200.00 |