FACTS

WHAT DOES MARISOL FEDERAL CREDIT UNION

DO WITH YOUR PERSONAL INFORMATION

 

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What? That types of personal information we collect and share depend on the product or serviceyou have with us. This information can include:
  • Social Security number and credit scores
  • account balances and wire transfer instructions
  • income and overdraft history
When you are no longer our customer, we continue to share your information as described in this notice.

 

How? All financial companies need to share members' personal information to run their everyday business. In this section below, we list the reasons financial companies can share their members personal information; the reasons everyday business purpose chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does MariSol share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies - Yes No
For our affiliates' everyday business purposes - information about your transactions and experiences No No
For our affiliates' everyday business purposes - information about your creditworthiness No No
For nonaffiliates to market to you - information about your creditworthiness Yes No

 

Questions? Call 602-252-6831 or go to www.marisolcu.org

 

Who we are
Who is providing this notice? MariSol Federal Credit Union

 

What we do
How does MariSol protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

MariSol restricts access to non public information about you to only those who need the information to provide services or products.
How does MariSol collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your debit or credit card

We also collect your personal information from other companies.
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing of affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies

  • MariSol has no affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • TruStage Insurance Agency, LLC (issued by CMFG Life Insurance Company), Centennial Lending, LLC, Trellis, Econocheck Corporation, State National Companies, Inc., and LPL Financial, LLC
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • MariSol does not jointly market

 

Other important information
MariSol does not sell any member information to a non affiliated third party.

Rev. 10/16

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